Finance and Banking Job Descriptions

Thinking of moving into a financial career or just changing your job focus or sector? See some typical banking job descriptions which will give you a better idea of the roles and responsibilities involved with each type of career.  If you are currently working within the Invoice Finance, Banking, Leasing or Insolvency sector, register with us now to be kept up to date with new jobs.

Commercial / Corporate Banking Manager

Primary Responsibilities:

• Network within the local business community
• Build relationships with business introducers and potential corporate banking customers in the turnover range £10m+ to generate new business for the Bank
• Follow up leads and sell the benefits of a range of Bank products and facilities and provide blue-chip service to attract new customers
• This role also involves management of existing and new customers with particular emphasis on high standards of personal service whilst minimising risk and maximising income

Person Specification:

• Candidates must have successful solution-based sales experience gained within commercial or corporate banking
• Be comfortable with managing customers with larger facilities
• Strong relationship-building skills are essential
• Ability to analyse and interpret complex financial information
• Possess sound lending skills

Credit Underwriter - Corporate Banking

Primary Responsibilities:

• Specialise in corporates turning over £25m+
• Assess businesses (through financial analysis, research etc.) for suitability for existing and new banking facilities
• Prepare credit applications
• Use financial models
• Monitor and control a portfolio
• Work in partnership with sales and relationship colleagues
• Provide guidance on credit issues and assistance with team management

Person Specification:

• Candidates will, ideally, have a background in corporate banking credit and risk – however, those with credit analysis and underwriting skills within corporate markets will also be of interest
• Hold technical lending skills
• Requires strong interpersonal skills, communication and influencing skills and problem-solving ability  (take out skills above and take out the s at end of requires)

Relationship Manager - Asset Finance / Leasing

Primary Responsibilities:

• Provide a range of mid to large corporate leasing and lease-purchase products spanning plant and machinery, equipment and vehicles, aircraft, cruise ships etc
• You will work independently and alongside Corporate Bank Relationship Managers to achieve agreed sales targets within a given geographical territory

Person Specification:

• You will have business-to-business selling experience gained within a Leasing environment preferably in the mid- to large ticket business field
• Must have excellent interpersonal skills, be highly numerate, IT literate and have upgraded credit skills and knowledge
• Working from a home-base you will need to be self-motivated and self reliant with strong Commercial, Customer and Business focus

Credit Analyst / Underwriter - Asset Finance / Leasing

Primary Responsibilities:

• Assess company information, analyse accounting information and make lending decisions in respect of leasing transactions for a range of assets from printing to construction equipment

Person Specification:

• Applicants must have sound credit/risk expertise with a commercial lending background, most suitably within leasing
• Successful applicants will be able to demonstrate the ability to analyse and interpret balance sheets and profit and loss accounts
• A more senior opportunity may be available for applicants with additional experience of insolvency/specialist collections

Auditor - Invoice Discounting

Primary Responsibilities:

• Undertake field audits of a wide range companies  
• Carry out in-depth analysis of companies’ debtors, books, procedures etc. to ensure compliance with invoice discounting agreement and identify any areas of concern Prepare and submit detailed reports on findings with recommendations for action if appropriate

Person Specification:

• Applicants will, ideally, have experience of undertaking invoice discounting audits but those with similar experience gained within commercial/corporate banking, accountancy (e.g. part-qualified Accountants) or similar will also be of interest

Invoice Finance - Business Development Manager

Primary Responsibilities:

• Build new relationships and develop existing ones with business introducers such as Accountants, Solicitors, Brokers etc
• Generate new business leads across a range of Invoice Finance/ABL products
• Assess potential customers for their suitability for an invoice finance facility and visit them with the aim of learning more about the business and to sell them the benefits of the appropriate funding product
• Prepare and submit recommendations to Credits Committee and ensure a smooth take-on of the new client

Person Specification:

• Applicants will have a proven track record of B2B finance sales, ideally gained within the invoice finance sector, although those with successful sales experience gained within asset finance or banking will also be considered
• Numeracy and the ability to build productive relationships is essential
• An existing network of business introducers such as Accountants, Brokers etc. will be a distinct advantage